Montenegro packs a startling amount of scenery into a very small country — the Bay of Kotor alone, with its fjord-like inlet and medieval walled town backed by mountains, is one of the most dramatic landscapes on the Adriatic. It sits just south of Croatia on the same coastline, at a fraction of the price and with far fewer crowds.
Montenegro uses the euro despite not being an EU member, which removes exchange-rate friction for Eurozone earners, and the country has run a dedicated Digital Nomad Visa since 2021 — one of the earlier programs of its kind in Europe. Kotor and Budva anchor the coliving and coworking scene, with a growing number of spaces built specifically for remote workers who want Mediterranean living without Mediterranean prices.
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Montenegro offers a variety of destinations for remote workers. Here is what each city has to offer.
Kotor sits at the head of the Bay of Kotor, a UNESCO World Heritage site where mountains drop almost straight into the Adriatic. The medieval old town is genuinely stunning — cobblestone squares, Venetian architecture, cats everywhere — and a small but growing number of colivings have set up here for nomads who want that scenery as their daily backdrop.
Budva is Montenegro's main coastal resort town — more developed than Kotor, with better nightlife, beaches, and general infrastructure. It draws a livelier, younger nomad crowd and has the most established coworking scene in the country, while still being a short drive from Kotor's quieter charm.
Typical price range
€700 – €1,600 / month
Montenegro is noticeably more affordable than neighboring Croatia or Italy for a comparable Adriatic experience. Kotor and Budva sit at similar price points, with all-inclusive pricing standard across established colivings.
Typically included in the price:
Montenegrin colivings tend to be smaller and more personal than the bigger Western European scenes — think renovated stone houses or coastal apartments with a shared terrace, rather than large purpose-built complexes. The community is genuinely international but still small enough that you will know most of the other residents within your first week.
Outside working hours, the Bay of Kotor and the surrounding mountains do most of the work for you: hiking, boat trips around the bay, and day drives into Croatia (Dubrovnik is under two hours away) or Albania are all realistic weekend options.
Montenegro offers one of Europe's longer-running Digital Nomad Visas, genuinely dramatic Adriatic scenery at a noticeably lower cost than Croatia or Italy, and the convenience of the euro without EU membership. For nomads who want Mediterranean living without the Mediterranean price tag, it is one of the better-value options on the continent.
Coliving in Montenegro typically ranges from €700 to €1,600 per month. Kotor and Budva sit at similar price points, and both are noticeably cheaper than comparable Adriatic destinations in Croatia or Italy. Prices are usually all-inclusive: WiFi, utilities, cleaning, and coworking access.
Yes. Montenegro has run a Digital Nomad Visa since 2021, allowing remote workers with income from outside the country to live there for up to two years. Applicants typically need to show consistent monthly income of at least €1,800 from foreign clients or an employer. Always check current requirements before applying, as programme details can change.
Kotor is the obvious choice for scenery — a UNESCO bay and medieval old town with mountains on every side. Budva offers stronger infrastructure, more nightlife, and the most established coworking scene in the country. Both are close enough to visit each other easily.
Yes, in established spaces. Fiber internet is available in Kotor and Budva, and colivings built for remote workers have generally invested in reliable connections. All spaces listed on Coliving Community are vetted for connection quality before being added.
No. Montenegro is an EU candidate country but is not yet an EU or Schengen member, though it uses the euro as its currency. Many nationalities, including EU citizens, can enter visa-free for up to 90 days; longer stays require the Digital Nomad Visa or another residence permit.